About Us
Modeled after other successful programs like KIVA and Slow Money, Climate Smart Notes connects socially minded investors directly with established small businesses – with predictable projects and revenues – who can benefit from greater access to affordable working capital.
Rather than donating to an unproven new environmental effort or investing in yet another start-up, peer-to-peer social impact lenders take a supportive roles in helping proven change makers do more good work.
Lenders receive one hundred percent of their principal investment back over a 1-5 year term. No interest or fees are charged to the borrower. The return on investment is the social and environmental impact plus the opportunity to actually
meet the people who improve our lives – one community, one project, at a time.
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